Case Study: Switching Phases in Retirement

Imagine for a moment you are 87 and your wife of 60 plus years is 84. You did a great job of saving for retirement while working at the same company for 30 plus years and then retired with the gold watch at 65. You’ve crossed the finish line, and have been enjoying retirement ever…

How to Improve Your Net Worth

In short,¬†Track It.¬† Someone much smarter than me once said, “What gets measured gets improved.” This idea is one of the foundations of MBO, or management by objectives. MBO is taught in MBA programs world wide, and applied everywhere from Google, to Microsoft, and is even entering the nonprofit world at the Bill & Melinda…

Initial Thoughts on Dave Ramsey…

I first came across Dave Ramsey while I was a senior in college at The University of Texas. I had recently taken an accounting class and finance class, and decided to listen to one of his books on CD to entertain me on the three hour drive back home for the weekend. My first impression…