April 2014 Debt Update

Big news this month on two fronts. I got married and finished paying off my student loans. The wedding went better than I could have ever asked. She said, “I do” and now we are living happily ever after. A big part of that living happily ever after means that we are now living without…

March 2014 Debt Update

Another month has passed, and another student loan has bitten the dust. I now have two $200 per month payments that I’m never paying again, allowing me an extra $400 per month to throw the remainder at my student loans. And the debt snowball continues to roll on. At this point, I’ve started paying more…

2014 Financial Goals

It’s weird to think that this is a first for me. I’m a very goal oriented person, but this is the first time that I have written out a list of financial goals to hit in the coming year. I’ve said plenty of things in my head to myself over the years and mostly stuck…

January 2013 Debt Update

I wanted to start off 2014 with a bang, and so with some of the leftovers from December, my Christmas bonus, and everything else I had to spare I dropped a bomb on my student loans. In one fell swoop I paid off over 10% of what I had left. Wow that felt good. So…

November 2013 Debt Update

Good news! This month I hit 13% equity in my rental house, now I’ve only got 7% to go before the PMI drops off. Progress is slow and steady, and thus far going according to plan. I’m counting down the days until my debt looks like this: Student Loans Remaining: $23,026.74 (-$490.76) Rental House Mortgage:…

Initial Thoughts on Dave Ramsey…

I first came across Dave Ramsey while I was a senior in college at The University of Texas. I had recently taken an accounting class and finance class, and decided to listen to one of his books on CD to entertain me on the three hour drive back home for the weekend. My first impression…